- ✓We negotiate with creditors on your behalf
- ✓ Potentially lower your debt up to 50% and faster path out of debt
- ✓ Programs designed for $15k+ in unsecured debt (credit cards, personal loans,
lines of credit)
- ✓ Not a loan; no new interest compounding
- ✓ No upfront fees in line with the Telemarketing Sales Rule (TSR)
- ✓ Dedicated specialists to review hardship, income stability, and the best-fit plan
Expect one focused conversation with a licensed/authorized provider. Your information is kept
private and is not sold as a “lead list.”
What People Say
“They mapped out a plan that finally made the payments doable. I felt immediate relief.”
— Alex R. · Google Review
“No pressure, just clear options. We consolidated cards into one simpler payment.”
— Priya K. · Google Review
“I wish I called sooner. They explained the difference between loans and relief programs.”
— Marco D. · Google Review
FAQs
Is this a loan?
No. Relief programs are not new loans. They aim to reduce or restructure what you owe and streamline into a
single payment.
Do I need good credit to start?
Not necessarily. Many programs accept subprime–fair credit (approx. 540–670) if income is stable and payments
are affordable.
What debts are eligible?
Unsecured balances like credit cards, some personal loans, and lines of credit. Secured debts (auto loans,
mortgages) are typically excluded.
Are there upfront fees?
No. In line with the FTC’s Telemarketing Sales Rule, reputable providers do not charge fees before you see
results.
Will my monthly payment go down?
It often will. The specialist will review your balances, income, and hardship to estimate a realistic new
monthly obligation.
Business Hours: Monday–Friday | 9:00 am – 9:00 pm ET
Important Disclosures: DebtLiberate is an advertising platform and is not a lender, law firm, or
credit-repair company. Programs are offered by independently owned providers that may be subject to state licensing.
Not available in all states. Results vary and are not guaranteed. Enrollment may impact credit and could lead to
collection activity or litigation by creditors. Do not stop paying creditors until directed in writing by your
program provider. In accordance with the FTC Telemarketing Sales Rule, reputable providers do not charge fees before
results are achieved. This is an advertisement. By proceeding you agree that your information may be shared with a
matched provider for the purpose of contacting you about debt relief options.